A weird thing is happening right now. When weird things happen, we look for funny ideas. I thought one day I stumbled on a great get-rich-quick scheme. Here’s the scenario: high-yield interest bank accounts are offering a greater percentage than … Continue reading Bank interest is higher than mortgage rate, a failed get rich quick scheme
I’m big on setting goals. The more specific, the better! Setting financial goals is something I’ll do often. And in 2023, I’m aiming high, slightly ridiculous, and ready to do nothing but make or save money. Next year should be … Continue reading Setting financial goals for 2023 to make and save money
The year is coming to an end. That means we can reflect on our successes and wallow in our mistakes. This last year was one of our most intentional in terms of saving money for us both. Writing here regularly … Continue reading 8 easiest ways we made and saved money this year
Previously on Practically Humans, Jenny and I have discussed what we do with any savings we have at the end of each month. We put 25% into our emergency fund in a high-yield interest savings account, another 25% on the … Continue reading Your emergency fund is fully funded, now what?
Have yourself a drink every time the Dave Ramsey Baby Steps are mentioned on an episode of The Ramsey Show and you’ll be calling up asking for help to get rid of your drinking problem. The seven steps are a … Continue reading Updated Dave Ramsey Baby Steps for the modern person
The first thing any financial advisor or guru will tell you to do is to get out of debt. It may seem like common sense. So is not going into debt in the first place. Alas, life happens. Credit cards … Continue reading The difference between the Debt Snowball and the Debt Avalanche